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Planning for the Future You Want with WrapManager

November 2017

Tax Season is Almost Here: Learn More About Tax Loss Harvesting, Tax Efficient Gifting, and Claiming Social Security While Still Working 

As the holiday season continues to pick up steam and the focus shifts to spending time with family and friends, we want to make certain that your RMD's, gifting plans, and any other year-end tax-related activities are executed smoothly and as tax efficiently as possible.

Remember: The deadline to withdraw your RMD's for 2017 is Friday, December 29. 


Don't Forget to Take Your RMDs

If you're 70 ½ or older, and have an IRA or other retirement account, there's a good chance you have to take an RMD. And the penalties for forgetting are steep. Have you taken yours?

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Gifting Money to Save Money?

In 2017 you can give any number of people up to $14,000 in cash or other property without triggering any gift tax, which also reduces the value of your estate.

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Tax Loss Harvesting: What Is It? How Can It Help You? 

Tax loss harvesting uses losses in your portfolio to offest gains and can carry over without expiration (up to yearly limits). Here are the 4 things you must know.

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Major Life Change? Make Sure to Check in with Your Financial Advisor

Did you know that your wealth manager can help you prepare for major life changes (planned and unplanned)? Here are some of the top reasons to reach out. 

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Collecting Social Security While Working

Tips for Working Past Retirement Age While Claiming Social Security 

Increasingly people are working later in life, because they like what they do. This presents some interesting opportunities when it comes to social security benefits. 

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Taxable Bond ETF vs. Municipal Bond ETF: Which Would You Pick? 

If your friends are trying to determine whether a taxable bond ETF or municipal bond ETF is more tax efficient, what would you recommend? 

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Schedule A Meeting with A Wealth Manager

Featured Wrapper

Meet Katie O'Connor 
Director of Client Operations

As the Director of Client Services, Katie partners with team members to provide the highest-quality customer service to all current and prospective clients. Katie manages new account relationships, including coordinating new funding, additional contributions, withdrawals, and other transactions, as well as contributing to process improvements. She is always ready to answer daily requests from clients regarding account maintenance and updates.

Learn more about Katie

Katie O'Connor,  Director of Client Operations

"Truly successful decision making relies on
a balance between deliberate and instinctive thinking." 
- Malcolm Gladwell


The attached report and information have been prepared or produced by WrapManager, Inc. from sources and data believed to be reliable. Information provided in this report is for educational and illustrative purposes only and should not be construed as individualized investment advice, as an offer to sell, or the solicitation of an offer to buy any security in any states where such an offer or solicitation would be prohibited by regulations. WrapManager, Inc. is not a tax advisory firm. We recommend you contact your tax attorney or CPA prior to utilizing any of the tax-related strategies mentioned or discussed. Returns and experiences will vary for each client. Each client's risk tolerance and investment objectives are unique to them. Past performance may not be indicative of future results. No assumption that future performance of any specific investment or product made reference to directly by WrapManager, Inc., on its Website and in marketing materials, will be profitable or equal the corresponding indicated performance level(s). WrapManager is an SEC-registered investment adviser. 

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